Medical & Dental Insurance – Dumfries, VA
A Brief Guide to Maximizing Your Benefits
Many people find the details of their medical and dental insurance plans confusing. We don’t want you to feel intimidated by your own policy, so we’ll gladly review your benefits with you and answer your insurance-related questions. Below is a quick guide that covers how medical and dental insurance work, what kinds of benefits they normally provide, and other important details that can help you make a strategy for saving as much as possible on your treatment.
Understanding How Medical & Dental Insurance Works
Both medical and dental insurance require that you pay a monthly premium. In exchange, the insurance company will put aside a specific amount of money each year to help pay for your care; you’ll receive coverage for specific treatments depending on the specifics of your policy. One key difference between these types of insurance plans is that medical insurance is structured in a way to help pay for treatment when the need arises while dental insurance is meant to help encourage you to seek out preventive care.
What Your Medical & Dental Insurance Plan Covers
Each insurance plan is different, and it always pays to check with your insurance carrier to get the specifics of your benefits. Certain procedures might be covered by both your dental insurance plan and your medical insurance plan, while in other cases only one of them might apply. You can expect most medical insurance plans to help pay for at least some major oral surgery procedures. Remember that cosmetic treatments usually aren’t included under either kind of insurance since they’re elective.
Our In-Network PPO Medical & Dental Insurance Providers
When you choose a provider for any sort of medical or dental service, you might see your insurance company describe them as “in-network” or “out-of-network.” In-network means there’s an agreement between the insurance company and the provider, which usually means better savings. We’re in-network with a number of plans, but we also accept a variety of out-of-network plans. The following are some of the insurance companies that we’re in-network with.
- Delta Dental
- Aetna
- Blue Cross Blue Shield
- Cigna
- DenteMax
- Guardian
- Humana
- MetLife
- United Concordia
- United Healthcare
- And many more!
Don’t see your plan? We likely take it!
Reach out to our team today!